Average mortgage rates and indexes

Compiled by National Financial News Services

*--* This week Last week Six months previous Rates for loans up to $359,650 30-year fixed 5.61%/1.54 pt. 5.61%/1.76 pt. 5.33%/1.74 pt. 30-year ARM 3.42%/0.66 pt. 3.42%/0.66 pt. 3.02%/0.60 pt. start rate 15-year fixed 5.24%/1.56 pt. 5.21%/1.85 pt. 4.73%/1.63 pt. Rates for loans over $359,650 30-year fixed 5.85%/1.42 pt. 5.85%/1.59 pt. 5.66%/1.61 pt. 30-year ARM 3.43%/0.65 pt. 3.43%/0.65 pt. 3.09%/0.70 pt. start rate 15-year fixed 5.50%/1.35 pt. 5.47%/1.57 pt. 5.08%/1.56 pt. FHA or VA 6.13%/0.67 pt. 6.13%/0.67 pt. 6.19%/0.60 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.400% 3.370% 2.200% 1-year Treasury 3.380% 3.380% 2.200% bill 6-month Treasury 3.150% 3.150% 2.000% bill 6-month CD 3.330% 3.300% 2.130% Prime rate 5.750% 5.750% 4.750% 11th District Feb. ’05 Jan. ’05 Aug. ’04 cost-of-funds 2.317% 2.183% 1.875%

*--*