Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.21%/1.83 pt. 5.25%/1.83 pt. 5.83%/1.83 pt. 30-year ARM 2.57%/1.31 pt. 2.60%/1.25 pt. 2.73%/1.12 pt. start rate 15-year fixed 4.47%/1.65 pt. 4.51%/1.74 pt. 5.14%/1.78 pt. Rates for loans over $333,700 30-year fixed 5.39%/1.63 pt. 5.44%/1.60 pt. 6.16%/1.41 pt. 30-year ARM 2.70%/1.19 pt. 2.71%/1.15 pt. 2.90%/1.12 pt. start rate 15-year fixed 4.86%/1.26 pt. 4.88%/1.53 pt. 5.54%/1.47 pt. FHA or VA 5.97%/0.72 pt. 5.97%/0.72 pt. 6.34%/0.65 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.50%/0.00 pt. 6-month LIBOR 1.170% 1.180% 1.200% 1-year 1.230% 1.240% 1.330% Treasury bill 6-month 1.000% 1.000% 1.050% Treasury bill 6-month CD 1.090% 1.110% 1.130% Prime rate 4.000% 4.000% 4.000% 11th District Dec. ’03 Nov. ’03 June ’03 cost-of-funds 1.902% 1.821% 2.113%

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